How Dental Practices Are Unknowingly Giving Away Over Three Percent of Their Collections Every Year

Every time a patient swipes a card, your practice is likely losing 3% or more of that payment, not because you negotiated poorly or mismanaged money, but because it was never clearly explained to you how layered interchange fees, card brand assessments, processor margins, and PMS limitations stack on top of each other and compound year after year.

The average effective processing rate in dentistry is approximately 3.38% and when you factor in interchange increases, card brand fees, processor markups, and PMS-related payment fees, that percentage can climb even higher

On $1,000,000 in collections, that’s $30,000–$40,000 per year. On $2,000,000? $60,000–$80,000.On a multi-location group you are looking at $100,000 + every year.

That’s not overhead. That’s margin erosion.

In this webinar, Dr. Scott Leune is joined by Eric Stegner, Director of Business Development at SignaPay, to break down how card processing really works — and how practices can immediately reduce or eliminate these losses using compliant, modern payment models.

What You’ll Learn

• Why most dental practices are paying 3%+ effective processing rates
• The real drivers of rising costs: interchange increases, card brand fees, processor margins, and PMS limitations
• How some PMS systems lock practices into higher-cost vendors
• How dual pricing works in dental environments — and how practices legally pass processing costs
• What “zero fee processing” actually means (and how to evaluate it properly)
• How to protect 100% of your collections without increasing production
  What implementation realistically looks like inside a practice